Searching for the perfect new Kia vehicle but are worried about financing? Smith Kia of Bellingham is here to help! Our Kia dealership near Mount Vernon, Washington understands that getting behind the wheel of a new car shouldn't be a financial hurdle. That's why our auto finance department offers a variety of Kia financing options to fit your budget and lifestyle. With competitive rates on Kia loans and leases, you can drive off feeling confident that you’ve secured a great deal. Ready to get started? Stop by our finance department for quality Kia financing near Mount Vernon, WA.
Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.
Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Our friendly and experienced experts are here to guide you through every step of the Kia financing process. They'll work tirelessly to find the best financing option for you, regardless of your credit situation. At Smith Kia of Bellingham, we proudly offer a diverse selection of Kia models to suit every type of driver. Whether you’re interested in the sleek and fuel-efficient Kia Forte, the versatile and spacious Kia Sorento, or the bold and adventurous Kia Sportage, we have the perfect vehicle for you. If you’re looking for something with more luxury and space, the Kia Telluride delivers premium comfort and cutting-edge technology, making it a top choice for families. For those ready to embrace the future of driving, we also offer electric options like the innovative Kia EV9, combining sustainability with impressive performance. No matter which model you choose, our finance team near Mount Vernon, WA is here to help you get behind the wheel with a plan that fits your budget.
Here's what you can expect when you visit Smith Kia of Bellingham:
Ready to get behind the wheel of a new Kia Seltos or Kia Soul? Visit Smith Kia of Bellingham today or apply for pre-approval online. Our quick and easy pre-approval application allows you to see what Kia financing options you may qualify for before visiting our showroom near Mount Vernon, WA. This can save you valuable time and ensure a stress-free car-buying experience. If you have any questions regarding the Kia financing process, feel free to give us a call. We look forward to working with you!