Benefits of Leasing through Kia Motors Finance
Lease payments are usually lower than similar term finance payments. After satisfying your lease-end obligations, you also have the flexibility of three great options at lease-end:
- Buy or lease a new Kia
- Purchase your leased vehicle at a predetermined price
- Return your leased vehicle and walk away
Leasing also offers unique advantages and benefits:
- A variety of terms, including our popular 24/36 month leases
- Seven mileage options to choose from
- Customize your vehicle at time of purchase with approved accessories
- No trade-in worries
Many Mileage Options to Choose From
However far you plan to travel; we can make your lease a perfect fit. We offer seven lease mileage options ranging from 10,500 to 19,500 miles per year. Choose the option that best suits your traveling needs.
Need even more than 19,500 miles per year? You also have the option of including additional miles at lease inception, and for less cost than what would be charged at lease-end.
Gap Protection Benefit
Gap Protection may waive the difference – or gap – between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease.
With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.
Advance Payment Program (APP)
The Advance Payment Program (APP) permits you to prepay all monthly lease payments up front in a single convenient payment. As an added benefit, the single payment is often less than what the total of monthly payments otherwise would be.
If applicable, a final invoice will be generated at lease-end for any unpaid Excess Wear and Use, excess mileage or other remaining charges.
Additional Security Deposits
With the Additional Security Deposits option, you make multiple security deposits at lease inception in exchange for reduced lease payments throughout the lease.
Unused security deposits will be refunded at lease-end. Additional Security Deposits may be used to pay Excess Wear and Use, excess mileage or other remaining charges and are not refundable during the term of the lease. This option is not available in New York.
